Management and Governing Bodies

SUPERVISORY BOARD
Mr. Frederik-Jan Umbgrove (Chairman)
Ms. Nesrin Koçu-de Groot
Mr. Maarten Klessens
Mr. Onur Bilgin
Mr. Ariel Hasson
Mr. Kemal Cıngıllıoğlu

MANAGING BOARD
Mr. Okan Balköse
Managing Director, Chairman of the Managing Board

Mr. Kayhan Acardağ
Managing Director

Mr. Steven Prins
Managing Director
 
SENIOR MANAGEMENT
Ms. Bahar Kayıhan
Assistant General Manager
Operations & Retail Services and Savings
 
Ms. Ayşe Çıngıl
Assistant General Manager
Corporate Loans & Credit Analysis & Credit Restructuring & Credit Underwriting and Monitoring 
 
Mr. C. Levent Es
Assistant General Manager
Financial Institutions & Forfaiting
 
Mr. İrfan Çetiner
Assistant General Manager
Treasury
 
Ms. Fulya Baran
Assistant General Manager
Istanbul Representative Office

Mr. İbrahim Beydemir
Senior Financial Controller

DEPARTMENT HEADS

Mr. Mustafa Beker
Business Development and Process Improvement

Mr. Edwin van Essen
Compliance and Legal

Mr. Ozan Dereli
Corporate Loans 

Mr. Kerem Güder 
Credit Analysis 

Mr. Ercan Erdoğan
Financial Control

Ms. Ayşın Atalay-de Jong
First Line Compliance and Quality Assurance

Ms. Şeyda Şölen
First Line Credit Analysis

Mr. Gaspar Esteve Cuevas
Forfaiting

Ms. Kiraz Bașaran, Section Manager
General Affairs

Mr. B. Affan Sağ
Governance Officer

Ms. Gülhan Develi, Section Manager
Human Resources

Mr. Dheeraj Katarya
Information Security

Mr. Nezih Engin
Information Technology

Ms. Nurşah Kayak
Internal Audit

Ms. Pınar Olierook-Türe 
Operations 

Mr. Ali Kastrat
Risk Management

FOREIGN MAIN BRANCHES & REPRESENTATIVE OFFICE
Germany
Ms. Nuray Özbagci
Country Manager
 
Belgium
Ms. Monia Nasri
Director Consumer Finance

Turkey
Ms. Fulya Baran
Istanbul Representative