Management and Governing Bodies

SUPERVISORY BOARD
Mr. Frederik-Jan Umbgrove (Chairman)
Ms. Nesrin Koçu-de Groot
Mr. Maarten Klessens
Mr. Onur Bilgin
Mr. Ariel Hasson
Mr. Kemal Cıngıllıoğlu

MANAGING BOARD
Mr. Kayhan Acardağ
Senior General Manager

Mr. Steven Prins
General Manager

Mr. Okan Balköse
General Manager
 
SENIOR MANAGEMENT
Ms. Bahar Kayıhan
Assistant General Manager
Operations & Retail Services and Savings & Information Security
 
Ms. Ayşe Çıngıl
Assistant General Manager
Corporate Loans & Credit Analysis & Credit Restructuring & Credit Underwriting and Monitoring 
 
Mr. C. Levent Es
Assistant General Manager
Financial Institutions & Forfaiting
 
Mr. İrfan Çetiner
Assistant General Manager
Treasury
 
Ms. Fulya Baran
Assistant General Manager
Istanbul Representative Office

Mr. İbrahim Beydemir
Senior Financial Controller

DEPARTMENT HEADS

Mr. Ozan Dereli
Corporate Loans 

Mr. Mustafa Beker
Corporate Marketing

Mr. Kerem Güder 
Credit Analysis 

Mr. Ercan Erdoğan
Financial Control

Ms. Ayşın Atalay-de Jong
Financial Institutions 

Mr. Gaspar Esteve Cuevas
Forfaiting

Ms. Kiraz Bașaran, Section Manager
General Affairs

Ms. Gülhan Develi, Section Manager
Human Resources

Mr. Dheeraj Katarya
Information Security

Mr. Nezih Engin
Information Technology

Ms. Pınar Olierook-Türe 
Operations 

Mr. B. Affan Sağ
Planning, Coordination & Communication

Mr. Ali Kastrat
Risk Management

FOREIGN MAIN BRANCHES & REPRESENTATIVE OFFICE
Germany
Ms. Nuray Özbagci
Country Manager
 
Belgium
Ms. Monia Nasri
Director Consumer Finance

Turkey
Ms. Fulya Baran
Istanbul Representative