Loan Documentation Manager

About DHB Bank
Demir-Halk Bank (Nederland) N.V. (DHB Bank) was established as a commercial bank under Dutch law in 1992. Headquartered in Rotterdam, the bank conducts its activities through locations in The Netherlands, Germany and Belgium. We also have a representative office in Turkey. DHB Bank is a Dutch bank that plays a unique role within the European financial community. Our retail banking business provides our customers with a wide range of essential products, from deposit and savings accounts to retail and mortgage loans to a lesser extent. But we also have a specialized area of expertise: delivering financial services to Turkish commercial ventures abroad and/or to their European business partners. Our business is centred on client’s first principles. Furthermore, all our clients - both individual and corporate - benefit from our innovative, solution-oriented financial advice and services that can be tailored to specific needs. The company atmosphere is dynamic and pleasant, and thanks to our international focus there is a great diversity of nationalities among our employees. English is the business language of our bank. Our Head Office in Rotterdam is located in the First building within walking distance of the Rotterdam Central Station.

Department Profile
Credit Risk is the function in the bank responsible for managing critical components of the credit process, starting from the moment of receiving credit applications (both banks & non-banks) to perform an analysis of the transaction structure, review existing limits, prepare financial analysis, sector & country reports and to prepare and present credit proposals to relevant committees for approval/advice.
Corporate Loans is a unit within Credit Risk and consists of 4 FTE’s (including the new Loan Documentation Manager position). Corporate Loans is responsible for drafting, validating and signing of loan agreements, preparing, obtaining and checking of security documents (pledge agreements, assignment agreements, mortgage deeds, insurance policies, valuation reports etc.), preparing, signing and approving the documents related to syndicated loans (both banks & non-banks), following-up of contractual covenants, sending of breach and EoD letters, liaising with external law offices for the establishment and perfection of collaterals and obtaining legal advices or opinions, when necessary and initiating and following-up of the enforcement processes for NPEs.

Position Profile
The Loan Documentation Manager will primarily handle documentation and collateralization processes of the loans in coordination with internal/external legal counsels, where necessary and follow-up the enforcement processes in accordance with the bank’s policies, procedures, approved credit conditions and legal requirements.
The Loan Documentation Manager will report to Head of Corporate Loans.

Responsibilities Include

  • Drafting of bilateral loan agreements, amendment agreements and restructuring agreements;
  • Preparing and checking of LMA based syndicated loan documents;
  • Preparing and drafting of security documents (pledge agreements, assignment agreements, mortgage deeds, insurance policies, valuation reports etc.) and checking the validity of legal security documents;
  • Contacting law offices for the establishment and perfection of collaterals which are conditions precedent of the loans;
  • Negotiating customer’s or relevant lawyer’s comments prior to finalization and joining closing meetings, when necessary;
  • Following-up of contractual covenants, sending breach and EoD letters;
  • Contacting law offices for NPEs and initiating and following-up of the enforcement processes;
  • Preparing reports and memorandums on the legal and documentation issues with respect to credits when required;
  • Participating in the bank’s project teams representing Corporate Loans;
  • Following- up of project loans and project phases;
  • Applying all credit practices in compliance with the regulatory and internal frameworks, policies, risk appetite and standards of the Bank.
Your Profile
Knowledge:
  • Bachelor’s degree in Law.
  • Minimum 5 years’ experience in loan documentation and securitization processes in Credit Risk domain.
  • Knowledge in credit risk related regulatory framework and restructuring process is an advantage.
Skills and abilities:
  • Utilizing a combination of business, product, regulatory, legal and technical expertise to contribute to an effective credit risk and control environment.
  • Ability to effectively work and communicate with colleagues across the organization, as well as good interpersonal and organizational skills are key to succeed.
  • Hands on approach with solution-oriented mindset. Keen to take opportunities to develop and grow in the role.
  • Ability to multi-task, work well under pressure with commitment to deliver under tight deadlines.
  • Excellent command of/highly proficient in spoken and written English. Knowledge of Dutch and Turkish is desirable.

 

Are you interested?
To apply, please send a cover letter and CV (in Word or PDF format) to recruitment@dhbbank.com.
More info can be obtained via HR, reachable at number + 31- (0)10 440 66 65 / 06-51619495.